Albuminuria and risk of cardiovascular events, death, and heart failure in diabetic and nondiabetic individuals - Gerstein, H C; Mann, J F; Yi, Q; Zinman, B; Dinneen, S F; Hoogwerf, B; Halle, J P; Young, J; Rashkow, A; Joyce, C; Nawaz, S; Yusuf, S (JAMA, 2001)